Colorado Bankruptcy Attorneys
What Is Bankruptcy, and How Could It Help You?
Bankruptcy laws provide relief for debtors who can no longer pay their creditors, either by creating a manageable payment plan or by allowing them to liquidate their assets as payment. Only the federal court system handles bankruptcy cases, and most of these are filed under Chapter 7, Chapter 11, or Chapter 13 bankruptcy.
Bankruptcy law serves two main purposes:
- Providing a financial fresh start for the “honest debtor”
- Establishing a plan to repay creditors with the debtor’s available assets
If you are researching or considering filing for bankruptcy, you are likely under a great deal of stress—not only financially, but emotionally. Overwhelming levels of debt place a strain on all areas of our life, from our personal relationships, to our educational opportunities, to our ability to lead a healthy and fulfilling life. You may have spent years struggling through financial hardship, and a debt-free future (let alone retirement) may seem impossible.
The Bankruptcy Process, Helping Debtors Achieve a New Financial Beginning
While every bankruptcy case is unique, each proceeding typically begins with a petition. You can file a petition for bankruptcy as an individual, as a married couple, or as a business or other organization. The petition itself serves as a form of relief because it suspends actions creditors may take against you, such as wage garnishments, relentless phone calls, and/or lawsuits.
If you are granted discharge of your debts, you are no longer liable for repayment. Attaining discharge, however, is not always easy—if unresolved disputes lead to the need for litigation, our tenacious and strategic attorneys will represent you in the courtroom.
Get in touch our skilled legal team at (888) 458-0991 today.
Our Goals for Your Bankruptcy Proceeding
Disputes arise in a bankruptcy case because the debtor and the creditor may not be able to come to an agreement regarding the debtor’s ability to pay. The creditor, and even the judge, may attempt to strip you of everything you own in the effort to repay your debt, but this contradicts the first purpose of bankruptcy law: providing a fresh start for the honest debtor. If you walk away from the proceeding with nothing to your name, how can anyone expect you to build a better future?
Resolving these disputes will usually involve the basic steps of any civil case, including discovery, settlement efforts, and a trial. At every point in the proceeding, we will employ aggressive negotiation strategies with your best interests as our top priority. Our steadfast belief in your right to a successful future is our primary motivator.
Individualized Denver Bankruptcy Legal Counsel
We have earned a reputation for recognizing each of our client’s diverse needs and adapting our strategies accordingly. While bankruptcy law is designed to help you, no one in the proceeding will be a stronger or more dedicated advocate for your future than Cantafio & Song PLLC.
Our Colorado bankruptcy lawyers provide legal support in the following areas:
- Counsel regarding Chapter 7, Chapter 11, and Chapter 13 bankruptcies
- Determining if you qualify for bankruptcy
- Support and guidance in filing for bankruptcy
- Representation during the bankruptcy proceeding
- Advisement for life after bankruptcy
Many avoid bankruptcy because it sounds like a death sentence, or, at the very least, an ending. But our goal at Cantafio & Song PLLC is for you to not simply survive the proceeding but set yourself up for a stable and successful future. Because we have more than 10 years of combined experience, you can trust the legitimacy of our legal counsel. We are committed to our Colorado communities, and we will do everything we can to empower you in this challenging time.
When you are ready to take the first steps toward a promising, debt-free
(888) 458-0991 to discuss your case for free.
Cantafio & Song PLLC practices bankruptcy law and is considered a debt relief agency by federal law. We help individuals, families and businesses file for bankruptcy relief under the Bankruptcy Code.
Personal Attention for Every Client
A History of Positive Client Reviews
Handles Cases Nationwide
Full-Service Law Firm
150 Years of Combined Experience